Wealthsimple is one of Canada’s fastest growing and most trusted money management platforms. The company offers a full suite of simple, sophisticated financial products across managed investing, do-it-yourself trading, cryptocurrency, tax filing, spending and saving. Wealthsimple currently serves 3 million Canadians and holds over $30-billion assets. The company was founded in 2014 by a team of financial experts and technology entrepreneurs, and is headquartered in Toronto, Canada. To learn more, visit www.wealthsimple.com.

Wealthsimple Advisors

Wealthsimple is one of Canada’s fastest growing and most trusted money management platforms. The company offers a full suite of simple...

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Nobody knows what the lasting effects will be on the economy, much less the world, but massive changes and uncertainty tend to lead investors to consider making drastic changes to their portfolios.

How to handle market uncertainty | Wealthsimple Advisor Insights

Are tariffs and other unsettling news making you jittery?

How to handle market uncertainty

This year has already had plenty of attention-grabbing headlines: tariffs, geopolitics, tariffs, market uncertainty, tariffs. And now we have a new federal election coming, too. Nobody knows what the lasting effects will be on the economy, much less the world, but massive changes and uncertainty tend to lead investors to consider making drastic changes to their portfolios.

With tariffs and market uncertainty in the headlines, you might be wondering if you should adjust your portfolio in response to the news. But our advisors suggest you look away if you can.

How to deal with market news | Wealthsimple Advisor Insights

With tariffs and market uncertainty in the headlines, you might be wondering if you should adjust your portfolio in response to the news. But our...

How to deal with market news

With tariffs and market uncertainty in the headlines, you might be wondering if you should adjust your portfolio in response to the news. But our advisors suggest you look away if you can. For investors with well-diversified portfolios and longer time horizons, even scary news tends to have little effect on your eventual retirement aspirations. In fact, studies mostly show that downturns aren’t investors’ biggest enemy. It’s how they react to those downturns.

Learn more about this portfolio designed for investors who want to earn more than they would by keeping their money in cash, while trying to keep losses low.

Questions and answers about Wealthsimple Bond Portfolio | Wealthsimple Advisor Insights

Important questions about the new Wealthsimple Bond Portfolio

And important answers to them

This portfolio is designed for investors who want to earn more than they would by keeping their money in cash, while keeping potential losses below those typically seen in a conservative multi-asset portfolio. It may be appealing to:

Many of our portfolios posted strong returns in Q4 as asset markets, particularly U.S. stocks, continued their epic rally.

Q4 portfolio performance | From our CIO | Wealthsimple Advisor Insights

Q4 performance of our Managed Investing portfolios

From our CIO: A look back at the end of 2024, and what’s ahead

Many of our portfolios posted strong returns in Q4 as asset markets, particularly U.S. stocks, continued their epic rally. It was one of the best years on record, in terms of both returns and return-to-risk ratio, which means the market more or less went up with little volatility. Here’s what happened in our managed portfolios and funds.

To save money, it’s essential to spend less than you earn. However, it’s very hard to know how much you can safely spend without first putting together a budget.

How to create a budget | Wealthsimple Wealth Management Insights

Learn how to put together a budget to help you spend safely

How to create a budget

To save money, it’s essential to spend less than you earn. However, it’s very hard to know how much you can safely spend without first putting together a budget.

We don't like to attempt to predict where the markets are heading, and we explain why.

Why you can't trust market predictions | Wealthsimple Advisor Insights

And how to prepare your portfolio for 2025

Why you can't trust market predictions

When it comes to starting off the year, one thing we did not do to was attempt to predict where the market is heading. And clearly we're in the minority there: every financial institution and analyst seems to be weighing in, and their expectations are all over the place. Some say the markets will be up 20% this year, while others say it’ll be down 20%. This is not a new game, of course. Ever since there have been markets (and new years), people have tried to guess where things are headed and how to take advantage of it through their investments.

Picking the right registered account was tough enough when you only had to choose between TFSAs and RRSPs. But once FHSAs were added to the mix, the decision got harder for a lot of people.

TFSA vs. RRSP vs. FHSA | Wealthsimple Advisors

What's the best choice to invest in first

TFSA vs. RRSP vs. FHSA

An exchange traded fund (ETF) is a collection of stocks or bonds that you can purchase for a single price.

Understanding ETFs | Wealthsimple Wealth Management Insights

A collection of stocks or bonds that you can purchase for a single price

Understanding ETFs

An exchange traded fund (ETF) is a collection of stocks or bonds that you can purchase for a single price.

Saving for retirement is about planning ahead so you can have a high quality standard of living when you retire. Here are some of the most common questions people ask when thinking about their retirement journey.

Saving for retirement | Wealthsimple Investment Insights

Common questions people ask when thinking about retirement

Save for retirement

This year was great for the stock market, as continued increases in valuations, combined with solid corporate performance, led to extremely high returns.

3 big investment lessons from 2024 | December 2024 | Letter from Ben

A look back that’ll also help you look forward, and what people expect from stocks

From our CIO: Three big investment lessons from 2024

This year was great for the stock market, as continued increases in valuations, combined with solid corporate performance, led to extremely high returns. World central banks switched their focus from fighting inflation and keeping short-term interest rates high, to supporting economic growth and cutting them. Gold came out on top, up 40%. U.S. equities were close behind at 38%, but almost all equity markets, including the TSX (up 25%), experienced above-average performance. The current feeling in markets reflects last year’s nearly uninterrupted rise: individual investors’ holdings of stocks are at all-time highs.