Wealthsimple is one of Canada’s fastest growing and most trusted money management platforms. The company offers a full suite of simple, sophisticated financial products across managed investing, do-it-yourself trading, cryptocurrency, tax filing, spending and saving. Wealthsimple currently serves 3 million Canadians and holds over $70-billion assets. The company was founded in 2014 by a team of financial experts and technology entrepreneurs, and is headquartered in Toronto, Canada. To learn more, visit www.wealthsimple.com.

Wealthsimple Advisors

Wealthsimple is one of Canada’s fastest growing and most trusted money management platforms. The company offers a full suite of simple...

Read the latest insights, watch webinars, or access recent newsletters sent from the Wealthsimple Advisor team.

Wealthsimple Advisor Insights | Wealthsimple

L’équipe-conseil de Wealthsimple

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Plus: Japan • copper • future expectations

Why you shouldn’t compare your returns to the S&P 500 | Wealthsimple Advisor Insights

Why you shouldn’t compare your returns to the S&P 500

— Originally published as Investor Insights newsletter July 2025

Once you’ve chosen the right benchmark and compared its performance to your portfolio’s, the natural next question is: So what? How good or bad is this, and what should I be doing about it?

What Should I Do If My Portfolio Is Outperforming or Underperforming? | Wealthsimple Advisor Insights

What Should I Do If My Portfolio Is Outperforming or Underperforming?

Establishing a benchmark helps answer the “what” of investing — what outcome your portfolio generated relative to a relevant measuring stick. But the real insight comes from understanding the “why” behind that result, which will also help you decide what to do next (if anything).

The risk of living in interesting times. See how our portfolios performed in Q2 of 2025.

Q2 managed investing portfolio performance | Wealthsimple Advisor Insights

A look at Q2 performance for our Managed Investing portfolios

We sure do live in interesting times

The expression “may you live in interesting times” sounds a lot nicer than it is, since “interesting” can mean a lot of things. Last quarter, for instance, sure was interesting.

Plus: emergency funds • Hong Kong • Jim Cramer?

Don't let the markets control your strategy | Advisor Insights | Wealthsimple

Don’t let the markets control your strategy

Life happens, which is why even a well-diversified portfolio needs an occasional oil change.

The six-month portfolio tune-up | Wealthsimple Advisor Insights

Life happens, which is why even a well-diversified portfolio needs an occasional oil change

The six-month portfolio tune-up

We talk a lot about the importance of setting up your portfolio to match your long-term investment plan, making regular investments, and then getting out of the way. But being hands off on your portfolio isn't the same as being disconnected.

You want to make every dollar count in retirement, so we unpack 5 common drawdown mistakes people make, and how to avoid them.

5 retirement mistakes and how to avoid them | Wealthsimple Advisor Insights

Five Costly Retirement Spending Mistakes

and How to Avoid Them

If you’re retired or about to be, you’ve gotten through the hardest part: saving. We know you want to make sure every dollar you’ve earned will cover decades of travel, family, hobbies, and even the occasional financial curveball. In this advisor-led session, we’ll unpack the five most common drawdown mistakes we see with new retirees and show you how to turn them from pitfalls into opportunities. In this webinar, you’ll learn about:

What investors should know about liquidity risk. Plus: EVs, Warren Buffet, U.S.

What investors should know about liquidity risk | Wealthsimple Advisor Insights

What investors should know about liquidity risk

Plus: EVs • Warren Buffet • U.S.

— Originally published as Investor Insights newsletter May 2025

If there are so many benefits to illiquid investments, why are people paid more to make them? Learn more.

Is the illiquidity premium actually backward? | Wealthsimple Advisor Insights

What looks like a premium might actually be a price — but it can still deliver better outcomes- but one that can still deliver better outcomes private assets may not smooth actual risk, but they might help smooth your response to it

Beyond Premiums: the Alternative Value of Illiquid Investments

One common (and fair) point that is often raised about illiquid assets is that they appear less volatile simply because of how and when they’re valued. Unlike public markets, where assets are continuously priced by market participants through countless transactions (marked-to-market), you can’t easily buy or sell private assets, which makes it harder to put a current price on them. Instead, private assets are typically marked-to-model: their valuations are anchored to the financial models from which they were most recently derived and are updated less frequently. This combination of forces creates an artificial smoothing effect that may mask true volatility.

Whether it’s a tax refund or an inheritance, unexpected windfalls are basically shortcuts to future wealth — but only if you can resist the temptation to spend them. Here are four steps to think through (in priority order) the next time you come into some extra money.

How to be smart with your tax refund | April 2024 | From the Advisors

How to be smart with your tax refund

What should you do with extra money?

Two-thirds of Canadians will get tax refunds this year (the average is around $2,100). If you’re one of them, you may be wondering just how guilty you should feel if you blow the money on a nice vacation. While I’m not here to guilt you, I can help you think through the smartest ways to use your extra money. From there, it’s up to you.

Wha gold's recent runup means for you. Plus, real yield, bonds, and U.S. markets

Why you shouldn’t compare your returns to the S&P 500