Wealthsimple is Canada's leading financial innovator. The company offers a full suite of simple, sophisticated financial products across managed investing, do-it-yourself trading, cryptocurrency, tax filing, spending and saving. Wealthsimple currently serves 3 million Canadians and holds over $100-billion assets. The company was founded in 2014 by a team of financial experts and technology entrepreneurs, and is headquartered in Toronto, Canada. To learn more, visit www.wealthsimple.com.

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Wealthsimple is Canada's leading financial innovator. The company offers a full suite of simple, sophisticated financial products across managed...

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Wealthsimple est la référence canadienne en matière d'innovation financière. L'entreprise offre une gamme complète de produits financiers : placements gérés et autogérés, cryptomonnaie, déclarations de revenus, services bancaires et d’épargne, tous conçus pour être accessibles et performants. Aujourd'hui, l'entreprise, fondée en 2014 par une équipe de spécialistes en finance et d'entrepreneurs dans le domaine de la technologie, accompagne plus de 3 millions de personnes au pays et administre 100 milliards de dollars d’actifs. Son siège social se situe à Toronto, au Canada. Pour en savoir plus, rendez-vous à www.wealthsimple.com/fr-ca/.

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Whenever markets suddenly drop a few percentage points in a trading day, you’ll see panicky headlines about the “VIX”, aka the ominously-named “Wall Street fear gauge” hitting a new high. It’s hard to know what to make of the VIX.

What is the VIX – and why is it called the “Wall Street fear gauge”?

 – and why is it called the “Wall Street fear gauge”?

What is the VIX

Whenever markets suddenly drop a few percentage points in a trading day, you’ll see panicky headlines about the “VIX”, aka the ominously-named “Wall Street fear gauge” hitting a new high. It’s hard to know what to make of the VIX as a retail investor saving for the future — is it worth following closely, or is it just noise?

How to deep-clean your portfolio for spring

Spring clean your portfolio — here's how

Spring cleaning is as important for your financial situation as it is for your closets and drawers. Most investors don’t keep the same financial goals or strategies forever. If you haven’t checked up on your portfolio in a while and then decide to change course, your new goals may not be compatible with your existing investment strategy, which could lead to inefficiencies that drag on your returns.

Quarterly performance update: How we preserve capital during global uncertainty

How markets reacted to a March tumble

The first few weeks of 2026 looked a lot like the relatively calm markets that closed out 2025. Expected and actual volatility held at record lows, while market returns continued marching upwards. Unfortunately, the war in Iran and, more specifically, the closing of the Strait of Hormuz, a significant corridor for the global oil trade, added a lot of unexpected volatility.

When markets feel scary, it's no time to act scared

Five big questions about market turmoil

We’re only two months into the year, and even though markets are up year-to-date, there’s already been plenty for the markets and investors to fret about — from even more geopolitical tensions, to uncertainty around monetary policy, to increased scrutiny on AI spending. It’s led plenty of clients to get in touch with questions about what to do with their money. And while each investor’s situation is unique, the general themes behind their concerns are not. So we thought we’d tackle the big ones.

Answers to your biggest RRSP questions

How to make the most out of your RRSP

Welcome to RRSP season. (It’s almost as exciting as tax season!) This time of year, our team receives even more questions than usual from clients trying to make the most of their retirement savings. In case you are going through something similar, we’re addressing one big (and too-frequent) RRSP misunderstanding that can cost you thousands — both in tax savings and eventual retirement income — and answering some of the most common questions we get. And in case you were wondering how much your RRSP savings today can pay off in the future, we also made a chart! Let’s get to it.

Despite the geopolitical turmoil and fears of stocks being overvalued last year, investors who stayed in the markets were rewarded handsomely.

A quiet end to a strong year | Q4 performance update

A quiet end to a strong year

A quarterly performance update

Despite the geopolitical turmoil and fears of stocks being overvalued last year, investors who stayed in the markets were rewarded handsomely. Equities returned well above long-term expectations, thanks mostly to AI’s continued boost to earnings growth and capital investments. And while rate cuts fell slightly short of the aggressive predictions made at the start of the year, they still provided additional tailwinds.

Why our fund is as strong as ever

Private Credit performance update

In light of some recent negative headlines about private credit, I want to share a complete perspective and address the concerns we’ve heard from some investors.

Markets went back to normal — sort of | Weathsimple Advisor Insights

Markets went back to normal — sort of

As you surely need no reminding, the first half of this year was marked by heaps of geopolitical uncertainty and volatility in asset markets. The third quarter, in contrast, was calm — by 2025’s standards anyway. Over the past three months, inflation continued to ease while the global economy remained on track for 3% real annual growth in 2025, which is roughly in-line with the pre-pandemic years. (The Canadian economy bucked the growth trend by contracting 0.1% in June before expanding 0.2% in July, putting it on pace for 1% GDP growth in 2025.)

Plus: How big should your emergency fund be?

Why cash might be your riskiest investment | Wealthsimple Advisor Insights

Why cash might be your riskiest investment

Cash is handy to have around. You can use it to pay for boring, essential stuff — like your mortgage and groceries — and for super-fun things, like a shiny new jetski. It’s also smart to keep some cash in a savings account to ensure you’re able to cover unexpected expenses, like car repairs. That way, you don’t have to take on wealth-annihilating credit-card debt to get by.

What the world doesn't get about alternative investments. Plus: a flow chart!

Are alternatives right for you? | Wealthsimple Advisor Insights

What the world doesn't get about alternative investments

Plus: a flow chart!

There have been a lot of headlines recently about financial companies giving individual customers access to alternative investments like private equity (taking stakes in private companies) and private credit (loans to companies made outside of the banking system). Some of the coverage is positive, and some takes a more skeptical approach. As a place that’s offered alternatives since 2021, we continue to believe it is in investors’ best interests to make private-market investing more public. (If you’re wondering if alts are right for you, we put together a flow chart at the bottom of this newsletter to help you figure that out!)

Plus: Japan • copper • future expectations

Why you shouldn’t compare your returns to the S&P 500 | Wealthsimple Advisor Insights

Why you shouldn’t compare your returns to the S&P 500

— Originally published as Investor Insights newsletter July 2025

The risk of living in interesting times. See how our portfolios performed in Q2 of 2025.

Q2 managed investing portfolio performance | Wealthsimple Advisor Insights

A look at Q2 performance for our Managed Investing portfolios

We sure do live in interesting times

The expression “may you live in interesting times” sounds a lot nicer than it is, since “interesting” can mean a lot of things. Last quarter, for instance, sure was interesting.

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