Wealthsimple is one of Canada’s fastest growing and most trusted money management platforms. The company offers a full suite of simple, sophisticated financial products across managed investing, do-it-yourself trading, cryptocurrency, tax filing, spending and saving. Wealthsimple currently serves 3 million Canadians and holds over $30-billion assets. The company was founded in 2014 by a team of financial experts and technology entrepreneurs, and is headquartered in Toronto, Canada. To learn more, visit www.wealthsimple.com.

Wealthsimple Advisors

Wealthsimple is one of Canada’s fastest growing and most trusted money management platforms. The company offers a full suite of simple...

Wealthsimple Advisor Insights

L’équipe-conseil de Wealthsimple

English

English (Global)

French

French (Canada)

#475569

Data Protection Authority

Learn more about this portfolio designed for investors who want to earn more than they would by keeping their money in cash, while trying to keep losses low.

Questions and answers about Wealthsimple Bond Portfolio | Wealthsimple Advisor Insights

Important questions about the new Wealthsimple Bond Portfolio

And important answers to them

This portfolio is designed for investors who want to earn more than they would by keeping their money in cash, while keeping potential losses below those typically seen in a conservative multi-asset portfolio. It may be appealing to:

To save money, it’s essential to spend less than you earn. However, it’s very hard to know how much you can safely spend without first putting together a budget.

How to create a budget | Wealthsimple Wealth Management Insights

Learn how to put together a budget to help you spend safely

How to create a budget

To save money, it’s essential to spend less than you earn. However, it’s very hard to know how much you can safely spend without first putting together a budget.

Picking the right registered account was tough enough when you only had to choose between TFSAs and RRSPs. But once FHSAs were added to the mix, the decision got harder for a lot of people.

TFSA vs. RRSP vs. FHSA | Wealthsimple Advisors

What's the best choice to invest in first

TFSA vs. RRSP vs. FHSA

An exchange traded fund (ETF) is a collection of stocks or bonds that you can purchase for a single price.

Understanding ETFs | Wealthsimple Wealth Management Insights

A collection of stocks or bonds that you can purchase for a single price

Understanding ETFs

An exchange traded fund (ETF) is a collection of stocks or bonds that you can purchase for a single price.

Saving for retirement is about planning ahead so you can have a high quality standard of living when you retire. Here are some of the most common questions people ask when thinking about their retirement journey.

Saving for retirement | Wealthsimple Investment Insights

Common questions people ask when thinking about retirement

Save for retirement

How much cash is the right amount of cash 

An Investor’s Guide to Cash

People do lots of stuff with their money. Spend it, of course. Pay for their rent and car and the occasional vacation to see the world’s largest burrito. Ideally, people also use some of their money to invest. The rest they keep on hand (to be clear, we’re talking saving or chequing accounts, not under mattresses) for immediate needs and emergencies.

For some people, planning a vacation can be a process that takes years. For others, it’s ‘wheels up’ the day after they had a fleeting vision of sun and surf. Regardless of which brand of ‘vacationer’ you are, travelling requires money.

Saving for a vacation | Wealthsimple Investment Insights

Some tips on how to budget for a vacation so you can fully embrace the holiday vibes.

Saving for a vacation

As you age, your priorities change. And that means your investing strategy probably should too. That's why we go over what you should think about based on your stage of life.

How to invest by decade | Wealthsimple Advisors

It's never too late (or too early!) to start investing. But as your needs change, so should your investing strategy

How to invest at any age

Investing isn’t something you set up once and leave until you’re ready to retire. After all, most people probably wouldn’t watch the same TV shows in their 20s as they do in their 40s and 50s (unless we’re talking about Bluey!). It’s the same with investing. What you do with your money right out of university is pretty different from what you do with it when you’re watching your youngest kid walk across the graduation stage. That’s because a lot of things change as you get older, including your income and savings, your needs and goals, and, of course, how much time you have left.

There is a lot to think about when you add a new member to your family. To take some of the stress out of planning, here are a few bits of financial housekeeping you can do before your baby arrives.

Preparing for children | Wealthsimple Advisors

A few bits of financial housekeeping you can do before your baby arrives

Preparing for children

There is a lot to think about when you add a new member to your family. To take some of the stress out of planning, here are a few bits of financial housekeeping you can do before your baby arrives –

An emergency fund is a sum of money you put aside in case of a financial emergency such as illness or job loss.

Create an emergency fund | Wealthsimple Wealth Management Insights

How to save extra money in case something happens

Create an emergency fund

An emergency fund is a sum of money you put aside in case of a financial emergency such as illness or job loss.

It’s important to pay off any high interest debt before pursuing other investment goals. While there is no set definition of high-interest debt, generally speaking, if your debt has a higher interest rate than your mortgage or student loans, you could consider it high-interest.

Paying down high interest debt | Wealthsimple Wealth Management Insights

How to approach paying debt so you can pursue other goals

Paying down high interest debt

In almost any scenario, it’s important to pay off any high interest debt before pursuing other investment goals. While there is no set definition of high-interest debt, generally speaking, if your debt has a higher interest rate than your mortgage or student loans, you could consider it high-interest.

Our goal is to invest your funds in a way that maximizes your chances of making a positive return, while minimizing the chances that you’ll lose money by the time you need to access your funds.

How to think about risk and timelines | Wealthsimple Wealth Management Insights

Finding a portfolio that best suits your needs

How to think about risk and investment timelines

When you sign up for a Wealthsimple account, we’ll ask you a series of questions about your savings goals, your investing time horizon, and your personal tolerance for risk. We use this information to recommend a portfolio that best suits your needs.

Articles