Wealthsimple is one of Canada’s fastest growing and most trusted money management platforms. The company offers a full suite of simple, sophisticated financial products across managed investing, do-it-yourself trading, cryptocurrency, tax filing, spending and saving. Wealthsimple currently serves 3 million Canadians and holds over $30-billion assets. The company was founded in 2014 by a team of financial experts and technology entrepreneurs, and is headquartered in Toronto, Canada. To learn more, visit www.wealthsimple.com.

Wealthsimple Advisors

Wealthsimple is one of Canada’s fastest growing and most trusted money management platforms. The company offers a full suite of simple...

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If there are so many benefits to illiquid investments, why are people paid more to make them? Learn more.

Is the illiquidity premium actually backward? | Wealthsimple Advisor Insights

What looks like a premium might actually be a price — but it can still deliver better outcomes- but one that can still deliver better outcomes private assets may not smooth actual risk, but they might help smooth your response to it

Beyond Premiums: the Alternative Value of Illiquid Investments

One common (and fair) point that is often raised about illiquid assets is that they appear less volatile simply because of how and when they’re valued. Unlike public markets, where assets are continuously priced by market participants through countless transactions (marked-to-market), you can’t easily buy or sell private assets, which makes it harder to put a current price on them. Instead, private assets are typically marked-to-model: their valuations are anchored to the financial models from which they were most recently derived and are updated less frequently. This combination of forces creates an artificial smoothing effect that may mask true volatility.

With tariffs and market uncertainty in the headlines, you might be wondering if you should adjust your portfolio in response to the news. But our advisors suggest you look away if you can.

How to deal with market news | Wealthsimple Advisor Insights

With tariffs and market uncertainty in the headlines, you might be wondering if you should adjust your portfolio in response to the news. But our...

How to deal with market news

With tariffs and market uncertainty in the headlines, you might be wondering if you should adjust your portfolio in response to the news. But our advisors suggest you look away if you can. For investors with well-diversified portfolios and longer time horizons, even scary news tends to have little effect on your eventual retirement aspirations. In fact, studies mostly show that downturns aren’t investors’ biggest enemy. It’s how they react to those downturns.

Learn more about this portfolio designed for investors who want to earn more than they would by keeping their money in cash, while trying to keep losses low.

Questions and answers about Wealthsimple Bond Portfolio | Wealthsimple Advisor Insights

Important questions about the new Wealthsimple Bond Portfolio

And important answers to them

This portfolio is designed for investors who want to earn more than they would by keeping their money in cash, while keeping potential losses below those typically seen in a conservative multi-asset portfolio. It may be appealing to:

To save money, it’s essential to spend less than you earn. However, it’s very hard to know how much you can safely spend without first putting together a budget.

How to create a budget | Wealthsimple Wealth Management Insights

Learn how to put together a budget to help you spend safely

How to create a budget

To save money, it’s essential to spend less than you earn. However, it’s very hard to know how much you can safely spend without first putting together a budget.

Picking the right registered account was tough enough when you only had to choose between TFSAs and RRSPs. But once FHSAs were added to the mix, the decision got harder for a lot of people.

TFSA vs. RRSP vs. FHSA | Wealthsimple Advisors

What's the best choice to invest in first

TFSA vs. RRSP vs. FHSA

An exchange traded fund (ETF) is a collection of stocks or bonds that you can purchase for a single price.

Understanding ETFs | Wealthsimple Wealth Management Insights

A collection of stocks or bonds that you can purchase for a single price

Understanding ETFs

An exchange traded fund (ETF) is a collection of stocks or bonds that you can purchase for a single price.

Saving for retirement is about planning ahead so you can have a high quality standard of living when you retire. Here are some of the most common questions people ask when thinking about their retirement journey.

Saving for retirement | Wealthsimple Investment Insights

Common questions people ask when thinking about retirement

Save for retirement

How much cash is the right amount of cash 

An Investor’s Guide to Cash

People do lots of stuff with their money. Spend it, of course. Pay for their rent and car and the occasional vacation to see the world’s largest burrito. Ideally, people also use some of their money to invest. The rest they keep on hand (to be clear, we’re talking saving or chequing accounts, not under mattresses) for immediate needs and emergencies.

For some people, planning a vacation can be a process that takes years. For others, it’s ‘wheels up’ the day after they had a fleeting vision of sun and surf. Regardless of which brand of ‘vacationer’ you are, travelling requires money.

Saving for a vacation | Wealthsimple Investment Insights

Some tips on how to budget for a vacation so you can fully embrace the holiday vibes.

Saving for a vacation

As you age, your priorities change. And that means your investing strategy probably should too. That's why we go over what you should think about based on your stage of life.

How to invest by decade | Wealthsimple Advisors

It's never too late (or too early!) to start investing. But as your needs change, so should your investing strategy

How to invest at any age

Investing isn’t something you set up once and leave until you’re ready to retire. After all, most people probably wouldn’t watch the same TV shows in their 20s as they do in their 40s and 50s (unless we’re talking about Bluey!). It’s the same with investing. What you do with your money right out of university is pretty different from what you do with it when you’re watching your youngest kid walk across the graduation stage. That’s because a lot of things change as you get older, including your income and savings, your needs and goals, and, of course, how much time you have left.

There is a lot to think about when you add a new member to your family. To take some of the stress out of planning, here are a few bits of financial housekeeping you can do before your baby arrives.

Preparing for children | Wealthsimple Advisors

A few bits of financial housekeeping you can do before your baby arrives

Preparing for children

There is a lot to think about when you add a new member to your family. To take some of the stress out of planning, here are a few bits of financial housekeeping you can do before your baby arrives –

An emergency fund is a sum of money you put aside in case of a financial emergency such as illness or job loss.

Create an emergency fund | Wealthsimple Wealth Management Insights

How to save extra money in case something happens

Create an emergency fund

An emergency fund is a sum of money you put aside in case of a financial emergency such as illness or job loss.

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